I'm guessing that due to ever-improving spam filters, the spammers have to try harder to get our attention. I found this item in my spam folder recently:

Hi

Are Faster Payments subject to a fee?

And that was it. There was no link, an unremarkable subject ("Monday Process") . . . nothing else. Perhaps the writer envisaged that my curiosity would be peaked so much that I would have to reply. I mean, are they subject to a fee?! And how fast is faster?! Are slower payments subject to less of a fee? And what payments are we talking about here?! So many questions . . .